Rent out or sell your apartment?
Pick the commune, size and condition: we fill in the value and market rent from official data. Add your mortgage and see which route leaves you better off after a few years.
After 10 years
Keeping and renting comes out about €202,000 ahead.
Renting wins unless prices fall by more than 0.1% a year.
Sell now
€1,051,640
in 10 years
Keep and rent
€1,253,146
in 10 years
Before tax: rental income, capital gains and investment returns are taxed differently and depend on your situation. Rent costs: one month empty a year, letting management 7%, insurance 3% of rent and maintenance of 1% of the value a year (39% of the rent here). Rent from Observatoire de l’Habitat advertised rents, value from our valuation engine. Talk to an advisor
Selling now
You receive the price minus selling costs and the mortgage, and invest it at the return you choose.
Keeping and renting
Rent after costs pays the mortgage; any surplus is invested. At the end you sell at the grown price, minus costs and what is left of the mortgage.
What decides it
Mostly how fast prices grow against what your money would earn elsewhere. The break-even growth tells you where the answer flips.
Buying instead? See what you can afford →
Thinking of selling?
Get a valuation from the same official data, or ask our MRICS surveyors for a formal one before you decide.